Ultimate Guide 10 min read Updated 2026-02-01

Workers Compensation Guide 2026

Injured at work? Understand your rights, benefits, and how to file a workers comp claim.

What's Covered

Covered:
  • Work-related injuries
  • Occupational diseases
  • Repetitive stress injuries
  • Mental health (in some states)
Not Covered:
  • Self-inflicted injuries
  • Injuries while intoxicated
  • Injuries during horseplay
  • Commuting (usually)

Available Benefits

  • Medical expenses (100%)
  • Lost wages (66-75% of salary)
  • Disability benefits
  • Vocational rehabilitation
  • Death benefits (for dependents)

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