Comparison 7 min read Updated 2026-02-01

Contractor vs Handyman: When to Hire Which

Know when you need a licensed contractor vs a handyman to save money safely.

Key Differences

FactorHandymanContractor
LicenseOften noneRequired
InsuranceVariesRequired
Hourly rate$50-$100$100-$200
Job sizeSmallLarge
PermitsNoYes

Who to Hire

Handyman for:
  • Minor repairs
  • Fixture installations
  • Painting small areas
  • Assembly work
  • Jobs under $500-1,000
Contractor for:
  • Structural changes
  • Electrical/plumbing
  • Permits required
  • Jobs over $1,000-2,000
  • Warranty important

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